Online accounting firm for the trades
By Agnieszka Saladra, Certified Accountant
Are you a plumber, electrician, installer or tiler looking for a firm that genuinely understands your work? Accounting for a plumber and electrician has its own rules - you separate materials from labour, you invoice both private clients and companies, and on some installation and construction work the mandatory split payment may apply. At Luno-Group this is handled by an experienced accountant who knows these matters from practice, not just from theory.
This is an accounting firm for craftsmen that works fully online - you send documents and cost estimates as a photo or scan through the Client panel, and we take care of the rest. You don't have to commute or schedule visits between one job at a client's and the next. You get a regular accountant who keeps an eye on deadlines and the cash register and explains the complexities in plain language. Our online accounting is available in Polish or English.
Plumbers, electricians, fitters of installations, air conditioning and photovoltaics who combine the sale of materials with labour and work for both private individuals and companies.
Tilers, painters, joiners and finishing crews issuing invoices to individual clients, often with a cash register (till) obligation and material accounting.
Small repair and maintenance services, where a simple flat-rate tax, smooth invoicing and keeping an eye on VAT thresholds and the subjective exemption limit matter.
We separate the cost of materials from labour, correctly post purchases and VAT deductions and organise invoices from wholesalers and DIY stores.
We check whether your installation and construction work above the threshold is subject to the mandatory split payment, and we keep an eye on the MPP (split-payment mechanism) annotation.
We help you set up and account for the cash register (till) for services to private individuals and keep sales records in line with the applicable regulations.
We compare the flat-rate tax (ryczałt), the tax scale and the flat 19% tax on your figures - for many trade services the flat-rate tax has a low rate, which we will determine. We calculate and present the options, and you decide.
We help organise your invoicing and cost estimates, account for advances and stage settlements, and ensure documents are issued on time for clients and companies.
We post the leasing of tools, equipment and a car, account for fuel and running costs and explain what you can realistically put through as business costs.
You get a regular, experienced accountant who knows the specifics of the trades - separating materials from labour, the cash register, split payment on installations and comparing the forms of taxation are nothing new to us. We work fully online (PL/EN), so you handle your business without commuting and paper bureaucracy, between one job and the next. We keep an eye on deadlines, warn you about risks and explain decisions in plain language so you know where you stand. This is an accounting firm that genuinely takes the bookkeeping off you, instead of adding more obligations.
Before you entrust the accounting of your business to us.
We separate the cost of materials from labour in the records, correctly post purchases from wholesalers and DIY stores and keep an eye on VAT deductions. This way you know how much you really earn on the service itself and how much passes through you as material, and you avoid mistakes in settlements with clients and companies.
It depends on the type of work and the invoice amount. For some installation and construction work above the threshold, the split-payment mechanism may apply. We will check whether your specific services are subject to this obligation and ensure the correct split-payment annotation, to avoid errors and penalties in settlements.
Not always. Until 31 December 2027 there is an exemption from the cash register for sales to private individuals not in business and to flat-rate farmers up to PLN 20,000 a year (in the first year the limit is counted pro rata), and neither construction works nor installation services appear in the list of activities excluded from that exemption (Section 4 of the Regulation of the Minister of Finance of 17 December 2024). We will check the scope of your sales, work out when the exemption stops applying, and help you set up a cash register and account for it.
It depends on the scale, costs and type of services. For many trade jobs and services the flat-rate tax (ryczałt) has a low rate, but it is charged on revenue, with no deduction of costs, while the tax scale and the flat 19% tax take costs into account - this matters especially with large purchases of materials. We will analyse your situation and compare the available forms individually, rather than suggesting one solution for everyone. We calculate and present them; you decide.
Often yes - with lower turnover you may benefit from the subjective VAT exemption, provided you don't perform services that exclude this exemption. We will check your limit and the type of work and explain the rules and consequences of registering for VAT, for example when making large purchases of materials and equipment.
Yes. We post the leasing of tools, equipment and a car, account for fuel and running costs and explain what you can realistically include in business costs. This way your investments in equipment and a vehicle work towards a lower tax, and you can be sure the documents are posted correctly and on time.
Book a free consultation - we will review your situation, calculate the scope and present a clear quote tailored to your business. No obligations and no hidden costs.
Book a free consultation